Dealing with a disability can bring some uncertainty to certain aspects of your life. However, considering more than 61 million Americans live with a disability, according to the Centers for Disease Control and Prevention, people have to find ways to plan and adapt. While a lot of the focus for a person with disabilities is how they will navigate their daily life, sometimes the financial aspect of a physical disability can be surprising. Even if you can still work at your full-time job, you may incur expenses you didn’t have to think about before. Here are some of the hidden costs associated with a physical disability to be aware of.


Depending on the type of disability you have, medication expenses can be a concern. Whether you have a physical disability or a cognitive disability, medication is often a big part of your life to keep you feeling as comfortable as possible. Health insurance companies might only cover a portion of the medication or just for a specific amount of time. The costs can add up over time, so it’s important to budget and save as much as you can to have the funds to cover them.

Mobility Devices And Equipment

Mobility devices and equipment could be necessary depending on the severity of your physical disability. You shouldn’t have to limit your activities to sitting on the couch all day, and it’s not healthy to do so. Mobility devices include wheelchairs, scooters, stair lifts, and plenty of other aids to help you move around safely. The cost of these products should be budgeted for so you can stay moving as much as possible. When you think about it, investing in mobility devices can help you move around more, which keeps you healthy and potentially avoids having to pay more medical bills as a result. If your physical disability is permanent, then you can buy mobility products, but rentals are also available for temporary disabilities.

Medical Expenses

Other medical expenses associated with a physical disability or cognitive disability can include hospital visits, tests, rehabilitation, and more. The amount you pay out of pocket depends largely on your insurance coverage and whether you receive any government assistance for the expenses. You may have to go to the doctor more often when you have a disability, so it’s important to factor those visits into your budget.

Next Day Access strives to improve the quality of life for a person with disabilities. The cost of having a disability is more than just money for many people. Having the right mobility products and aids can keep your quality of life as high as possible, so it’s worth budgeting for the appropriate products. Our goal is to find the perfect solution to help you stay moving and active, and we offer flexible financing to suit your needs. To learn more about our products and how we can help you keep moving without wrecking your budget, contact us today. Like or Share if you enjoy reading our blog.